Have Bad Credit? Want a Car? Learn More About Lance Cunningham Ford’s Financing Options

Bad credit financing may appear difficult, but it’s not impossible. Your dream of purchasing a new or used vehicle seems to have slipped through your fingers. A few credit mishaps have made financing difficult. However, financing a new or used car, truck, van or SUV from Lance Cunningham Ford in Knoxville, Tennessee is not impossible.

Lance Cunningham Ford has heard a myriad of stories from our lifelong customers about how the financial meltdown in late 2007 took a significant toll on their lives. We understand that unexpected job losses, asset depreciation, and lower wages coalesced to form the financial equivalent of a perfect storm. However, we did not stand pat and watch the financial tsunami wash away our loyal customers. Bad credit financing strategies were implemented to help us maintain our loyal customer base and attract a large number of new customers.

Why Lance Cunningham Ford Adopted Bad Credit Financing

At Lance Cunningham Ford, we build relationships with our customers that last a lifetime. Instead of leaving our loyal customers hanging on the edge of a perilous financial cliff, we work with them to find credit solutions that meet their budgetary constraints. The relationship not only keeps our customers coming back, but it also prompts them to refer their friends and family to our dealership in Knoxville, TN. We establish more than a business relationship with our customers, we establish a personal bond that makes Lance Cunningham Ford one of the bedrocks in the Knoxville area community. Without bad credit financing, we would not have friends visiting us from as far away as Oak Ridge and Maryville.

The Process for Obtaining Bad Credit Financing

Before the banks say “NO”, you should visit Lance Cunningham Ford to work out a bad credit financing strategy. Follow these tips to ensure you leave our lot with a new or used Ford, as well as a financing package that you can afford.

Bring Documents With You When You Arrive At The Dealership

Lance Cunningham Ford finance experts approving need to review your financial paperwork. The paperwork required for bad credit financing includes personal identification, job confirmation, bank statement, and at least one piece of paperwork that demonstrates you make timely monthly payments.

Create a Conservative Budget

Bad credit financing at Lance Cunningham Ford means you must clearly understand what you can afford every month. You can work with one of our finance experts to compute your optimal monthly loan payment that includes both interest and principal. Our Knoxville area dealership recruits finance professionals that know the tools required to create and maintain monthly budgets. Work out a budget and bring it along with you during your bad credit financing consultation with one of our finance professionals. Your financial goal is to rebound from bad credit and establish a good credit rating score. Buying a vehicle out of your price range is only a recipe for lowering your credit rating even further.

Be Flexible When Financing With Bad Credit

We strongly urge our customers who seek bad credit financing to remain flexible on the purchase of a new or used vehicle. You may have your eyes on a Ford Taurus, but after working closely with our finance expert, you learn the Taurus does not fall within your credit range. Visit our website and peruse the various makes and models that we offer. Write down at least five vehicles that include two pre-owned models. Prioritize your selections and hand the list to your Lance Cunningham Ford finance professional.

Paperwork you should bring:

• Driver License
• Gas, Electric, or Water Bill
• 3 Of Your Most Recent Pay Stubs
• 3 Months Worth of Bank Statements

Why Lance Cunningham Ford is the Best Bad Credit Financing Option

I’m sure you’ve heard the saying, “It’s not what you know, it’s who you know.” The axiom has relevance during job hunts and ascents up the corporate ladder. At Lance Cunningham Ford, our Knoxville area customers that include our friends from Maryville and Oak Ridge benefit from whom our finance professionals know. We have established a broad network of lenders that provide bad credit financing for a vast number of our loan applicants. Moreover, our Knoxville dealership offers in-house bad credit financing that allows you to drive away in a high performance Ford vehicle. Don’t allow less-than-perfect credit get in your way of purchasing a new or pre-owned Ford vehicle. You can also stop by our Knoxville area dealership located at the intersection of Interstate 640 and Clinton Highway, conveniently within reach of our friends who live in Maryville and Oak Ridge, TN. Receive bad credit financing pre-approval by completing the easy four-step online credit application form. One of our customer service oriented finance professionals will contact you with your personalized financing options.

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